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Subscription Tracker & Spending Analyzer — Find Forgotten Charges

Paste a transaction export from your bank or card statement and this tool finds every recurring charge by analysing interval and amount consistency — not a manual "add your subscriptions" list you have to fill in yourself. It categorises your spending locally, then an AI pass reviews the pattern and suggests concrete places to cut.

How to use AI Subscription & Spending Analyzer

  1. Export transactions from your bank or card as text or CSV.
  2. Paste them in — no bank login required.
  3. Review the detected recurring charges and spending categories.
  4. Run the AI pass for savings suggestions.

Frequently asked questions

Does it connect to my bank?
No. You paste a transaction export yourself; nothing connects to your bank account or requires login credentials.
How does it detect a subscription automatically?
It looks for charges to the same merchant at a consistent interval and amount — the same signal a human would use to spot a forgotten subscription, applied systematically.
Is my financial data stored?
Local categorisation runs in your browser. The AI pass sends the transaction summary to the provider to generate advice and it is not stored on this site.

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